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Leasing a Fusion Energi


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  • 2 weeks later...
You can price it on the Ford site. Currently a $3750 Red Carpet Lease customer cash back;maybe more cash if you have state tax breaks like CA but it should come up if you use your zip code. This is a pass through of the tax credits the buyer (dealer) gets.

That seems to cover the federal tax rebate, but for instance, in California I believe we should get a state refund of $1500 for the FFE.  I wonder where that rebate gets 'absorbed'?

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I asked my salesman to provide me the residuals for the SE and Titanium Energi's because I like to understand what the company thinks my car will be worth 3 or 4 years from now. His response was:

 

Titanium - 36 month - 54%

                  39 month - 52%

                  48 month - 46%

 

SE -           36 month - 51%

                  39 month - 49%

                  48 month - 43%

 

Three things to notice here:

1. Pretty nice residuals for a car with a very expensive battery that is half used after 4 years.

2. Titanium is significantly better than SE which means to me, if you're going to get a highly optioned SE, maybe you should consider a Titanium.

3. Keeping it 4 years is even better than 3 years

 

But the bottom line is that whether you buy or lease, this hybrid has a pretty reasonable expected depreciation.

 

ChuckJ

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I asked my salesman to provide me the residuals for the SE and Titanium Energi's because I like to understand what the company thinks my car will be worth 3 or 4 years from now. His response was:

 

Titanium - 36 month - 54%

                  39 month - 52%

                  48 month - 46%

 

SE -           36 month - 51%

                  39 month - 49%

                  48 month - 43%

 

Three things to notice here:

1. Pretty nice residuals for a car with a very expensive battery that is half used after 4 years.

2. Titanium is significantly better than SE which means to me, if you're going to get a highly optioned SE, maybe you should consider a Titanium.

3. Keeping it 4 years is even better than 3 years

 

But the bottom line is that whether you buy or lease, this hybrid has a pretty reasonable expected depreciation.

 

ChuckJ

 

Thanks for the information. Those are good residuals and should help keep the monthly lease price down, along with the Federal and State incentives.

 

 

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Thanks for the information. Those are good residuals and should help keep the monthly lease price down, along with the Federal and State incentives.

Yes.  I can't figure out how you add those other incentives (other than the 3750 tax rebate) and the value of your trade-in (the lease tool itself doesn't let you add a reasonable trade-in price or other incentives)

 

ChuckJ

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  • 2 months later...

Lease rates are based on money factor and not APRs. The complexity is that the leasing company buys the car and loans it to you. The factor is based on three things - sales tax, general cost of borrowing money, and the average value of the vehicle during the lease period. It's difficult to get the exact details from a dealer on how they calculated the money factor, but in general and equivalent APR is the money factor x 2400. A dealer should give you a money factor. 

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